An app without borders

Don't have access to investing?

ADOS is a financial services app that lets you open an account in the United States. You can safeguard your savings, invest in your future, no matter where you live or where you are from.*

*Conditions apply, see key information below


Saving and investing

for everyone

Don’t keep your savings parked, start investing.

Invest the smart way with convenient and flexible account features. You don’t need to be a finance person to grow your wealth, you can do it easily with us.


Why us?

ADOS opens accounts for foreign nationals

ADOS is based out of the United States.  Your cash will always be available, or invested in conservative strategies designed by experts with your peace of mind in sight.

ADOS opens accounts for foreign nationals
ADOS  a financial advisor in your pocket.

Finance made simple

You don’t need to be an expert. You will have direct access to low-risk markets and advice on multiple portfolio options.  ADOS is like having a financial advisor right in your pocket. 

No minimum balances

You can open an ADOS account without a minimum balance and make the best out of your savings.

ADOS account the best out of your savings.
ADOS Flexibility. Control of your money


You have control of your money. Deposit and withdraw available cash. Change your investments whenever you want.

ADOS portfolio automatically balanced

Automatic decision making

Your portfolio is automatically balanced so that it matches your choice.  Sign up, select a recommendation and your job is done.

ADOS Invest your savings with our financial expert designed portfolios.
ADOS no minimum amount for investing.

No investment minimums.

You decide how much to invest. There is no minimum amount for investing.

ADOS CMA freedom and flexibility checking account

Investing and managing cash all in one place

A Cash Management Account (CMA) with the freedom and flexibility of a checking account, associated with an investment account. Serving your daily needs while keeping an eye on your long term goals.

ADOS VISA debit card VISA network ATMs worldwide

VISA debit card

Use your ADOS VISA debit card at any establishment affiliated with the VISA network and access ATMs worldwide.*

*Conditions apply, see key information below

ADOS VISA debit card VISA network ATMs worldwide


Securities in your account protected

for up to $500,000

SIPC is a non-profit corporation that has been protecting investors for 50 years. SIPC has recovered billions of dollars for investors. SIPC does not protect against the decline in value of your securities.

For more details, please see


How to start?

Invest in 3 easy steps!


Open your ADOS account

Download the App and follow the instructions to set up your account. Don’t worry, the setup and verification process is quick and easy.



Add funds to your account

You can make an international transfer from your chosen bank or link your US bank account.


Select your investment portfolio

With your profile we will recommend one of our available investment portfolios, taking into account your stated financial objectives and hopefully your peace of mind. 


Available for Android & IOS